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Who Wants to be Fat Free?

Welcome to Fat Free Personal Finance! “Wait, I don’t get it.” – Cheerleader If you’re new here (which you have to be) then be sure to read a little about me and why I started this blog. If you’re too...

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If You’re Spending, You’re Not Saving

“The safest way to double your money is to fold it over and put it in your pocket.” – Kin Hubbard One of my biggest pet peeves is the oblivious overuse of the word “saving.” I can’t tell you how many...

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10 Ways to Save Money Without Changing Your Habits and Behavior

Have you ever wondered why people don’t save more? Or better yet, have you ever wondered why you can’t save more? If you continue reading, I’ll tell you why. The Economy Does Not Prevent You from...

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Buying A Car Is Not An Accomplishment

I logged into Facebook and, surprisingly, was not bombarded with baby pictures. What I saw was much worse. One of my “Facebook friends” (in other words: we met once) posted a picture of the 2013 Toyota...

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What If I Increase My 401(k) Contribution By 1%?

I was 23 years young and I was working my first “real” job (post-college). I still remember the day when my Manager dropped the big binder on my desk labelled “Benefits.” Once I selected my health...

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Why Does It Feel Like I’m Saving When There’s No Money In My Savings Account?

In the 1970′s, the Personal Savings Rate in the United States peaked around 14%. Over the last 40 years, thanks to an increase in consumer spending and a decrease in personal accountability, the...

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Stop Comparing Your Rent Payment to a Mortgage Payment

Why am I wasting $1000 on rent when I could spend $1000 on a mortgage payment? How many times have you heard this from a friend? Better yet, how many times have you had this thought yourself? If I can...

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